Small Business Emergency Plan: A Simple Guide

Preparing a Small Business

A shop, a restaurant or a small office has no crisis department. When the power, the payment terminal or the internet goes down, the owner decides everything in minutes. A one-page plan, written on a quiet day, is the difference between a difficult week and closing for good.


1. Know what you cannot work without

  • List your critical functions: taking payment, keeping food cold, reaching customers, paying staff.
  • For each one, write what it depends on: electricity, internet, one supplier, one person, one computer.
  • Decide how long you can manage without each, and what the manual alternative is.

2. Protect your people

  • Post evacuation routes and a meeting point. Practise once a year.
  • Keep a first aid kit, flashlights and a battery radio on site.
  • Keep a printed list of staff phone numbers and emergency contacts.
  • Decide who is in charge on each shift, and who makes the call to close.
  • Encourage staff to prepare at home. People who know their family is safe can focus on work. Share Make a Plan with them.

3. Keep operating without power or network

  • Payments: keep a cash float and a way to write receipts by hand. See Cyberattacks and digital outages.
  • Cold storage: know how long fridges and freezers hold temperature, keep a thermometer, and have a plan for stock. See Power Outages.
  • Communication: agree a backup way to reach staff and key customers when phones or email fail.
  • Suppliers: have a second supplier for essentials.

4. Protect your data and money

  • Back up key files automatically, with one copy offline.
  • Use two-step verification on email, banking and the till system.
  • Keep paper copies of insurance, licences, the lease and key contracts off site.
  • Check what your insurance covers: interruption, flood, cyber incidents.

5. After an incident

  • Check that the premises are safe before reopening.
  • Photograph damage before cleaning up.
  • Tell customers plainly what is open and when.
  • Review what failed and update the plan.

One-page plan checklist

  • Critical functions and their backups
  • Printed staff and supplier contacts
  • Evacuation route and meeting point
  • Cash float and manual receipts
  • Cold storage plan
  • Backups and two-step verification
  • Insurance checked
  • Person in charge per shift

Need a guide tailored to your workplace, municipality or school? See our custom editions.


Sources

Educational material. Always follow instructions from your local authorities. Last reviewed: November 2026.

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